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    The Plain Dealer - cleveland.com Chagrin Falls woman accused of mortgage fraud The Plain Dealer - cleveland.com, OH - 2 hours ago CLEVELAND -- Lavon C. Ivy, 38, of Chagrin Falls, is accused of acting as a mortgage broker to fraudulently obtain a large loan for a homebuyer in Oakwood. ...
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    A: Generally speaking, your payment history makes up the biggest share, 35 percent, according to Fair Isaac Corp. But if you haven't been using credit for long, this category may carry less weight.
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